Questions worth asking before you engage an advisor.

We work on a fee-only basis — meaning we are paid directly by our clients, not through product commissions, trailer fees, or referral arrangements. Depending on the engagement, fees are structured as a fixed project fee, an annual retainer, or an hourly rate. We are transparent about fee structure before any engagement begins.

No. We do not accept commissions, trailer fees, or referral payments from custodians, fund managers, insurance companies, or any other third party. This is a deliberate structural choice — not a marketing position. It is the only way to ensure advice is genuinely unconflicted.

We provide investment strategy and portfolio advisory — but your assets remain in custody at an institution of your choosing. We advise; you decide; your custodian executes. This separation is intentional and keeps you in full control of your assets at all times.

Private banks offer a valuable range of services — custody, credit, banking, and access to proprietary products. What they are structurally unable to offer is unconflicted advice. Their revenue depends on product distribution, which shapes every recommendation whether or not it is acknowledged. 3i Atlas sits alongside your existing banking relationships as an independent voice — one whose only mandate is your outcome.

Yes — and this is often the most effective model. We frequently work alongside private bankers, lawyers, notaries, and accountants as the independent coordinator of a client's overall strategy. We do not replace these relationships; we ensure they are aligned and that no jurisdiction or planning dimension falls through the gaps.

Three things specifically: unconflicted advice unconstrained by a product shelf; cross-border coordination across multiple jurisdictions simultaneously; and direct principal access — you work with François personally from the first conversation to the final deliverable.

3i Atlas operates as an independent advisory firm. Depending on the nature and jurisdiction of each engagement, applicable regulatory requirements are addressed on a mandate-by-mandate basis. We are happy to discuss the specific framework relevant to your situation during the introductory call.

Strict confidentiality is a non-negotiable part of how we operate. Client situations, structures, and identities are never discussed outside the engagement team. All engagements are governed by a formal confidentiality agreement.

That is precisely the kind of situation we are built for. Multi-jurisdictional complexity — multiple residencies, asset locations, corporate structures, and family members in different countries — is where generic advice breaks down and where the value of a genuinely cross-border advisor is highest.

We are not lawyers or tax counsel, and we do not provide legal or tax opinions. What we do is ensure your investment and planning strategy is fully aligned with your legal and tax position — and that your advisors are working from the same picture rather than in isolation from each other.

We work in both English and French. For clients in Luxembourg, Geneva, or Paris, we coordinate with local advisors and professionals as needed.

We do not publish a minimum. What matters is whether your situation genuinely requires the kind of cross-border, unconflicted advisory we provide — and whether there is a good mutual fit. The introductory call is the right place to have that conversation.

The first step is a 30-minute introductory call with François — confidential, no obligation, and focused entirely on understanding your situation. If there is a fit, we will propose a clear engagement structure. If there is not, we will say so directly and suggest who might be better placed to help.

Yes. The introductory call exists precisely for this. Many clients who initially felt their situation was straightforward discovered cross-border dimensions they had not considered. And if your situation genuinely does not require what we do, we will tell you that honestly.